Privacy policy
1. Data controller
The controller of personal data collected on the platform is COSMOS FINANCE S.R.L., a company incorporated under Romanian law, with registered office at Str. Prof. Dr. Ion Cantacuzino, Nr. 94-98, Județul Constanța, Loc. Eforie Sud, Romania.
2. Data collected
As part of a financing application, the following data may be collected: identity (name, surname, date of birth), contact details (address, email, phone), professional and financial situation, bank details, as well as an identity document and any supporting documents needed to process the application.
3. Purposes of processing
This data is processed in order to: review and process the financing application, connect the user with one or more partner lenders, follow up on the application and communicate with the user, comply with applicable legal and regulatory obligations, and improve the service.
4. Legal basis
Processing is based on the performance of pre-contractual steps taken at the user's request, on the user's consent where required, and on compliance with legal obligations incumbent upon COSMOS FINANCE S.R.L.
5. Data recipients
Data is accessible to COSMOS FINANCE S.R.L.'s internal teams and, strictly to the extent necessary to process the application, to the partner lenders contacted. Data is never sold to third parties for commercial purposes.
6. Retention period
Data is retained for the time necessary to process the application, then archived for the period required by applicable legal and evidentiary obligations, before being deleted or anonymised.
7. Your rights
In accordance with the General Data Protection Regulation (GDPR — EU 2016/679), you have the right to access, rectify, erase, restrict processing of, object to, and port your data. You may exercise these rights by contacting COSMOS FINANCE S.R.L. via the site's Contact page.
8. Cookies
The site may use technical cookies necessary for its operation, as well as, where applicable, audience-measurement cookies. Users may configure their browser to refuse these cookies, subject to possible degradation of the service.
9. Transfers outside the European Union
Data is in principle processed within the European Union. Should a transfer outside the EU occur, it would be subject to the appropriate safeguards provided for by the GDPR.
10. Security
COSMOS FINANCE S.R.L. implements appropriate technical and organisational measures to protect personal data against unauthorised access, loss or disclosure.
11. Complaints
If you believe your rights are not being respected, you may lodge a complaint with the Autoritatea Națională de Supraveghere a Prelucrării Datelor cu Caracter Personal (ANSPDCP), the competent authority in Romania, or with the data protection authority of your country of residence.
12. Changes
This privacy policy may be updated from time to time. The applicable version is the one published on the site at the time of consultation.
13. Contact
For any question relating to the protection of your data, you may contact COSMOS FINANCE S.R.L. via the platform's Contact page.
The controller of personal data collected on the platform is COSMOS FINANCE S.R.L., a company incorporated under Romanian law, with registered office at Str. Prof. Dr. Ion Cantacuzino, Nr. 94-98, Județul Constanța, Loc. Eforie Sud, Romania.
2. Data collected
As part of a financing application, the following data may be collected: identity (name, surname, date of birth), contact details (address, email, phone), professional and financial situation, bank details, as well as an identity document and any supporting documents needed to process the application.
3. Purposes of processing
This data is processed in order to: review and process the financing application, connect the user with one or more partner lenders, follow up on the application and communicate with the user, comply with applicable legal and regulatory obligations, and improve the service.
4. Legal basis
Processing is based on the performance of pre-contractual steps taken at the user's request, on the user's consent where required, and on compliance with legal obligations incumbent upon COSMOS FINANCE S.R.L.
5. Data recipients
Data is accessible to COSMOS FINANCE S.R.L.'s internal teams and, strictly to the extent necessary to process the application, to the partner lenders contacted. Data is never sold to third parties for commercial purposes.
6. Retention period
Data is retained for the time necessary to process the application, then archived for the period required by applicable legal and evidentiary obligations, before being deleted or anonymised.
7. Your rights
In accordance with the General Data Protection Regulation (GDPR — EU 2016/679), you have the right to access, rectify, erase, restrict processing of, object to, and port your data. You may exercise these rights by contacting COSMOS FINANCE S.R.L. via the site's Contact page.
8. Cookies
The site may use technical cookies necessary for its operation, as well as, where applicable, audience-measurement cookies. Users may configure their browser to refuse these cookies, subject to possible degradation of the service.
9. Transfers outside the European Union
Data is in principle processed within the European Union. Should a transfer outside the EU occur, it would be subject to the appropriate safeguards provided for by the GDPR.
10. Security
COSMOS FINANCE S.R.L. implements appropriate technical and organisational measures to protect personal data against unauthorised access, loss or disclosure.
11. Complaints
If you believe your rights are not being respected, you may lodge a complaint with the Autoritatea Națională de Supraveghere a Prelucrării Datelor cu Caracter Personal (ANSPDCP), the competent authority in Romania, or with the data protection authority of your country of residence.
12. Changes
This privacy policy may be updated from time to time. The applicable version is the one published on the site at the time of consultation.
13. Contact
For any question relating to the protection of your data, you may contact COSMOS FINANCE S.R.L. via the platform's Contact page.