Legal notice

1. Website publisher

This platform is published by COSMOS FINANCE S.R.L., a company incorporated under Romanian law (Societate cu Răspundere Limitată).
Registered office: Str. Prof. Dr. Ion Cantacuzino, Nr. 94-98, Grup Sanitar Sud, Lot 456, Județul Constanța, Loc. Eforie Sud, Romania.
Registration number (ONRC): J2025007376006 — EUID: ROONRC.J2025007376006 — Fiscal code (CUI): 51228004.

2. Publication director

Publication is managed by the legal representative of COSMOS FINANCE S.R.L.

3. Hosting

The website is hosted by a third-party web hosting provider. Full hosting details can be provided upon written request via the Contact page.

4. Activity

COSMOS FINANCE S.R.L. operates an online credit-intermediation platform, allowing users to simulate financing needs and submit an application to partner lenders. The company is not a lending institution and does not grant financing directly: it acts solely as an intermediary.

5. Intellectual property

All elements of the website (text, logos, graphics, icons, layout, source code) are protected by copyright and trademark law. Any reproduction or use, in whole or in part, without prior written authorisation is prohibited.

6. Limitation of liability

The information and simulations shown on the site are provided for indicative purposes only and do not constitute a loan offer or a contractual commitment. COSMOS FINANCE S.R.L. takes reasonable care to ensure the accuracy of published information but cannot be held liable for errors, omissions, or temporary unavailability of the service.

7. Governing law

These legal notices are governed by Romanian law, without prejudice to any mandatory consumer-protection provisions applicable in the user's country of residence.

8. Contact

For any question regarding the website or its content, users may contact COSMOS FINANCE S.R.L. via the platform's Contact page.
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